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Enzymes Essay example -- essays research papers

The structure of the compound is basically subject to the dynamic site and variable gatherings. Outrageous temperatures or extraordinary pHs can change the structure of a compound. Compounds capacity to bring down the initiation vitality to break the bonds. They accomplish this by squeezing the securities or making a microenvironment for the substrate. Chemicals are directed by inhibitors or on the other hand activators and can be restrained by the results of the response, called criticism restraint. Compounds are synergist proteins; in this manner they change the pace of a response without being devoured. This implies once and protein carries out its responsibility it can even now play out a similar capacity as it did previously. Natural impetuses change the pace of a response without being for all time changed. Compounds are polypeptides that are comprised of amino acids. Catalyst variable gatherings that are uncovered are the spots wherein organic procedures happen. These side chains, usually called "R groups," make up the dynamic site and catalyze the change of the substrate to make an item. These side chains are regularly called variable bunches since they are frequently what decides the sort of chemical it is, along these lines figuring out what substrates it will security with. An adjustment in temperature or a vacillation in pH can change the enzyme’s structure. Anent temperature the modification of the compounds happens when the temperature is extremely high and the catalyst denatures and can't play out the ideal undertaking. The temperature is high to the point that the dynamic site of the chemical changes and it can't security with substrates. The pH at which various compounds denature contrasts from catalyst to protein. Like too high a temperature, if a particular chemical is at a pH at which the dynamic site changes, the compound can't work. This shows how the structure of a compound is indispensable to its legitimate working. Allosteric catalysts contrast in structure than the past proteins tended to. The outrageous temperature and pH rules, nonetheless, despite everything apply. Most allosteric catalysts are made out of at least two sub units, each having its own dynamic site. The allosteric catalysts are continually changing between two conformational states, dynamic and latent states anent working. This swaying helps in the guideline of the proteins. Chemicals work as natural impetuses, implying that they are natural atoms (proteins) that change ... ...r to the allosteric site while the chemical is in the latent structure will hinder the capacity of the chemical to work. Cooperativity is the point at which a substrate ties to the dynamic site of an allosteric compound in this manner leaving the chemical in dynamic structure and helping in the official of different proteins to the next dynamic destinations of the chemicals. Criticism hindrance happens when a metabolic pathway is killed by the finished result of the response. For instance, the final result of a particular response may be an allosteric inhibitor to the particular chemical that makes the item; this forestalls the compound to make more items when they are not required. As the item aggregates the item hinders the combination or items. Taking everything into account, the structure of the catalyst is for the most part subject to the dynamic site and variable gatherings. Outrageous temperatures or extraordinary pHs can modify the structure of a protein. Catalysts capacity to bring down the actuation vitality to break the bonds. They accomplish this by putting pressure and pressure on the securities or making a microenvironment for the substrate. Chemicals are controlled by inhibitors or activators and can be repressed by the results of the response, called input hindrance. Proteins Essay model - articles explore papers The structure of the compound is essentially subject to the dynamic site and variable gatherings. Outrageous temperatures or extraordinary pHs can change the structure of a compound. Chemicals capacity to bring down the actuation vitality to break the bonds. They accomplish this by squeezing the securities or making a microenvironment for the substrate. Compounds are managed by inhibitors or then again activators and can be hindered by the results of the response, called criticism hindrance. Chemicals are synergist proteins; in this way they change the pace of a response without being expended. This implies once and catalyst carries out its responsibility it can in any case play out a similar capacity as it did previously. Natural impetuses change the pace of a response without being for all time changed. Proteins are polypeptides that are comprised of amino acids. Chemical variable gatherings that are uncovered are the spots wherein organic procedures occur. These side chains, regularly called "R groups," make up the dynamic site and catalyze the change of the substrate to make an item. These side chains are regularly called variable bunches since they are regularly what decides the sort of catalyst it is, subsequently figuring out what substrates it will security with. An adjustment in temperature or a vacillation in pH can modify the enzyme’s structure. Anent temperature the modification of the chemicals happens when the temperature is exceptionally high and the compound denatures and can't play out the ideal undertaking. The temperature is high to such an extent that the dynamic site of the compound changes and it can't security with substrates. The pH at which various compounds denature contrasts from protein to catalyst. Like too high a temperature, if a particular compound is at a pH at which the dynamic site changes, the protein can't work. This delineates how the structure of a protein is fundamental to its appropriate working. Allosteric chemicals vary in structure than the past proteins tended to. The outrageous temperature and pH rules, be that as it may, even now apply. Most allosteric proteins are made out of at least two sub units, each having its own dynamic site. The allosteric chemicals are continually changing between two conformational states, dynamic and dormant states anent working. This wavering aides in the guideline of the catalysts. Compounds work as natural impetuses, implying that they are natural atoms (proteins) that change ... ...r to the allosteric site while the protein is in the inert structure will hinder the capacity of the protein to work. Cooperativity is the point at which a substrate ties to the dynamic site of an allosteric chemical in this manner leaving the compound in dynamic structure and helping in the authoritative of different catalysts to the next dynamic destinations of the chemicals. Criticism hindrance happens when a metabolic pathway is killed by the final result of the response. For instance, the finished result of a particular response may be an allosteric inhibitor to the particular compound that makes the item; this forestalls the chemical to make more items when they are not required. As the item gathers the item hinders the union or items. All in all, the structure of the protein is for the most part reliant on the dynamic site and variable gatherings. Outrageous temperatures or extraordinary pHs can modify the structure of a catalyst. Catalysts capacity to bring down the initiation vitality to break the bonds. They accomplish this by putting pressure and pressure on the securities or making a microenvironment for the substrate. Compounds are managed by inhibitors or activators and can be hindered by the results of the response, called criticism hindrance.

How Long Does Information Stay on Your Credit Report

How Long Does Information Stay on Your Credit Report How Long Does Information Stay on Your Credit Report? How Long Does Information Stay on Your Credit Report?While almost all information stays on your report for seven years, most of it will stop affecting your score sometime before that.If you have a bad credit score, you’re going to have a lot of trouble taking out personal loans from a traditional lender like a bank or online loan company. Instead, you may find yourself settling for short-term bad credit loans, like payday loans and cash advances, and risk entering a cycle of high-interest debt.The long-term solution is to improve your credit score, but that’s easier said than done. And before you can improve your score, you first need to first you need to understand why you have bad credit and what you can do to fix it.And in order to understand your credit score, you first need to understand your credit reports because its the information these reports that are leading to your lousy credit score. With good financial behavior, that information will eventually be replaced by bette r infoâ€"and one day it will drop off your score entirely.But how long does information stay on your credit report? And how long will it affect your score? We reached out to the experts for answers.Here’s how your credit report works.  Your credit reports are documents that trace your history as a borrower, and information from these reports is used to create your credit score. A common metaphor to describe the relationship between the two is that credit reports are like a test, while credit scores are like the grade you receive on that test.According to financial coach and author  Karen Ford, credit reports provide “a summary of your credit history and certain other information reported to credit bureaus by your lenders and creditors.” These reports are created and compiled by the three major credit bureaus: Experian, TransUnion, and Equifax.Information that’s recorded in credit reports includes bill payments, amounts owed on loans and credit cards, as well as recent hard c redit inquiries. “Bills that will affect your score are credit cards, student loans, mortgage loans, car loans, personal loans,” said Ford. “Bills that won’t affect your score are utilities, rent (if the landlord doesn’t report to the FICO), and medical bills.”“Of course, if you’re horrendously late with any of these, they may decide to utilize a collection agency. If you get turned into a collection agency, this will affect your credit score,” she added. Bankruptcies and other information available on the public record are also included in your report.As not all companies report information to all three credit bureaus, your score can actually vary depending on which report was used to create your score. The most common type of credit score is the FICO score, but there are other types of credit scores as well, including VantageScore, which was created by the bureaus themselves.Your credit reports can also contain incorrect information that could be artificially low ering your score. “One reason to check your credit report is to ensure there isn’t something on there that isn’t accurate,” Ford advised. “There may have been a mistake and a bill unpaid may be on the report, which can adversely affect your credit score.”Luckily, you can access your credit reports for free! As Ford went on to explain, you’re entitled to one free copy of your report from each bureau every twelve months. You can order a copy of your report online by visiting AnnualCreditReport.com, which Ford emphasized was “the only authorized website for free credit reports.”Information stays on your report for 7 to 10 years.If you make a mistake like a late payment, the good news is that it won’t be on your credit report forever. The not-so-good news is that it will be on your report for quite some timeâ€"over half a decade.“Items will stay on your credit report for different periods of time depending on the nature of the information,” said Jacob Dayan,CEO a nd co-founder of  Community Tax, LLC (@communitytaxllc) and  Finance Pal, LLC. “Many common things like late payments and charge-offs will stay on your report for seven years, while more serious incidents like bankruptcy will stay for up to 10 years.”Luckily, not all bankruptcies stay on your report for a full decade. According to Jared Weitz (@jaredweitz), CEO and Founder of United Capital Source Inc, it’s only Chapter 7 bankruptcies that stay on your record for the full 10 years. Chapter 13 bankruptcies, on the other hand, only remain on your report for seven years.(What’s the difference between Chapter 7 and Chapter 13 bankruptcies? Chapter 13 involves a restructuring of debts and a repayment plan, whereas Chapter 7 involves liquidating your assets in order to pay off what you can and then discharging the rest. For more information, check out our blog post on which debts canâ€"and cantâ€"be discharged through bankruptcy.)So if you miss a bill payment on your credit card b ill, you have to wait a full seven years before your credit score can rebound? Not necessarily.“The good news, however, is that these items will carry less weight in your credit score as they become older,” said Dayan. “You can expect your credit score to rebound from the significant hit a bankruptcy will have in around five years.”Dayan also added that you are free to dispute any items on your credit report as long as you have grounds to do so. For information on that, you can read our post on contesting credit report errors.How late was that late payment?Even though a late payment stays on your credit report for seven years, the damage it does to your credit score should fade well before that seven-year mark is up. The difference lies in how late you were in making that payment. The longer that bill sits unpaid, the worse it is for your score.“Negative actions, such as late payment, will stay on your credit record for seven years, but not all actions are equally as damag ing,” explained Weitz. “If you have an isolated event where payment is 30 to 60 days late, this will be less damaging than multiple late payments or a late payment that exceeds 90 days.”To view impact to your credit, think of payments in 30-day increments,” Weitz continued. If you have one payment that is 30 days, or 60 days late, this wont cause lasting damage to your credit. If you are 90 days late your score can be impacted for the entire seven years.“Since the scoring model is based on the prediction of whether you meet the credit obligations in a 90 day period, exceeding this duration will hurt a creditors trust in you, and thusâ€"lowering your score.And if you think that the damage to your score can’t get any worse past 90 days, think again.“If your delinquency exceeds 120 days, your debt is usually sold to a third-party collection agency and will be filed on your credit score, hurting it further and longer,” said Weitz.So if you miss a bill payment, don’t th row up your hands and assume that it’s too late to do anything. The longer that bill sits unpaid, the more your score will suffer.How can you improve your credit?There are five main categories of information that make up your FICO score. Your payment history makes up 35 percent of your total score, more than any other single factorâ€"while your amounts owed/credit utilization comes in a close second at 30 percent.So if you are looking to improve a bad credit score, these are two areas where you want to focus your efforts. In short: You need to pay your bills on time and you need to pay down your debt.To pay down your debt, check out the Debt Snowball and Debt Avalanche strategies. Ford also recommended measuring your credit utilization ratio, as carrying credit card balances that exceed 30 percent of your overall limit can have an additional negative impact on your score.Lastly, Ford pointed out that the length of your credit history and your credit mix also play a part in your sc ore. (In fact, they make up 15 percent and 10 percent of your overall credit score, respectively.) While longer credit histories are preferable, Ford asserted that a short credit history can be great as long as you’ve made your payments on time.Improving your credit score is likely going to take yearsâ€"especially if the main reason you have poor credit is too many late or missed payments. But the sooner you start working to fix your credit, the sooner you’ll see results, even if its still years down the line.Have bad credit? Build an emergency fund.Oddly enough, the kinds of short-term no credit check loans (like payday and title loans) that you get stuck with when you have bad credit don’t affect your scoreâ€"unless they get sent to collections. But even if these loans don’t show up on your credit report, their high rates and lump sum payments can do plenty of damage to your financial wellbeing.Many soft credit check installment loans, on the other hand, do report your pay ments and can affect your score either positively or negatively, depending on whether or not you make your payments on time.Even if you have bad credit, the best way to avoid one of these loans is not to need a loan in the first place. That means having a well-stocked emergency fund built up to cover surprise expenses. To learn more about how you can save money and manage your finances, check out these other posts and articles from OppLoans:Save More Money with These 40 Expert TipsFinancial Basics: Expert Tips for Smarter SpendingBuilding Your Financial Life: Budgeting for Beginners8 Good Habits to Get Your Financesâ€"and Your Lifeâ€"on TrackDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsJacob Dayan is the CEO and Co-Founder of  Community Tax, LLC (@communitytaxllc) and  Finance Pal, LLC. He began his career in Wall Street New York at Bear Stearns working in the Financial Analytics and Structured Transactions group. He continued to work in Wall Street until early 2009. When he then left New York and returned to Chicago to be with his family and pursue his lifelong dream  of self-employment. There he co-founded Community Tax, LLC followed by Finance Pal in late 2018.Karen Ford is a Master Financial Coach, Public Speaker, Entrepreneur, and Best- Selling Author. Her #1 Amazon Best Selling Book “Money Matters” is a discovery for many.  In “Money Matters” she provides keys to demolishing debt, shares how to budget correctly, and gives principles in wealth building.Jared Weitz  (@jaredweitz)  has been in the financial services industry for over 10 years. Due to his extensive work experience and deep network of close financial relationships, he handles a multitude of different finance options for his clients and contacts. Over the years, he has held positions in some of the largest business financing companies in the U.S. Some of his roles have been: Underwr iter, Director of Business Development, Managing Partner and currently, CEO of  United Capital Source, LLC.

The Effects Of Fetal Alcohol Syndrome Students - 1117 Words

their turn, playing with others and so for the, which can create a distance between them and their peers,† says Catterick (p. 114). By teaching students social cues in the classroom, you are better equipping them to make friends and not be isolated from their classmates because they are different or don’t fit in. Fetal Alcohol Syndrome students struggle with their memory and struggle to remember the things they are being taught. Teachers should implement a daily planner for the students in order to help them keep up with their assignments and help them remember what they are to do each day and night for school. According to Catterick, teachers should â€Å"ensure that learning is multisensory where possible to give the child the best chance of taking in the information† (p. 113) Fetal Alcohol Syndrome students are also more likely to be kinesthetic learners. Therefore, teachers should try and relay the needed information in more ways than just having the student take notes, or watch a video. Family Support Helping families in these situations are vital to helping their child succeed in life. Giving families resources can be the difference between doing nothing and early intervention. If a family suspects FAS in their child before the age of three, they are able to request an evaluation team to look into their situation. In order to do this, you can direct families to www.nofasorg and have them click on the resources table. This will lead them to the place where they canShow MoreRelated The Irreversible Damage Caused by Fetal Alcohol Syndrome Essay884 Words   |  4 Pagesher baby. Excessive exposure to alcohol during pregnancy can inflict serious, permanent physical and mental damage on her child. When a pregnant woman drinks alcohol she is making her child drink also. In knowing how Fetal Alcohol Syndrome can be prevented, what the symptoms are, and who and what make up the risk factors fetal alcohol syndrome can be better understood. The National Organization on Fetal Alcohol Syndrome states Fetal Alcohol Syndrome is the name given to a group of physicalRead MoreFetal Alcohol Syndrome And Its Effects1712 Words   |  7 Pages Fetal Alcohol Syndrome and its Effects On a Child’s Cognitive Development Dane D. Hrencher Kansas State University Fetal Alcohol Syndrome and its Effects On a Child’s Cognitive Development Alcohol is known as one the most dangerous teratogens. Every time a pregnant woman drinks, she allows alcohol to enter her blood stream and make its way into the placenta. Unlike the mother, the fetus is unable to break down alcohol that makes the blood alcohol level of the fetus the same orRead MoreFetal Alcohol Syndrome ( Fas )1404 Words   |  6 Pagesdisorders is Fetal Alcohol Syndrome (FAS). According to Feldman (2009), Fetal Alcohol Syndrome is a disorder that is induced by pregnant women who have consumed alcohol during the duration of their pregnancy, possibly resulting in mental deformity and delayed the growth of the child. Some characteristics of FAS include growth deficiency and central nervous system dysfunction (Mattson, 2006). Although the child may not be diagnosed with Fetal Alcohol Syndrome, if the child was exposed to alcohol duringRead MoreFetal Alcohol Syndrome Essay1727 Words   |  7 PagesFetal Alcohol Syndrome Fetal Alcohol Syndrome is an increasing problem in our world today. At least 5,000 infants are born each year with FAS, or about one out of every 750 live births, which is an alarming number. In the United States there has been a significant increase in the rate of infants born with FAS form 1 per 10,000 births in 1979 to 6.7 per 10,000 in 1993 (Chang, Wilikins-Haug, Berman, Goetz 1). In a report, Substance Abuse and the American Woman, sent out by the Center on AddictionRead MoreFetal Alcohol Spectrum Disorder ( Fasd )1603 Words   |  7 PagesFetal Alcohol Spectrum Disorder â€Å"Fetal Alcohol Spectrum Disorder (FASD) is an umbrella term describing the range of effects that can occur in an individual whose mother drank alcohol during pregnancy. These effects may include physical, mental, behavioral, and/or learning disabilities with possible lifelong implications† (HHS, 2005). FASD refers to conditions such as: fetal alcohol syndrome including partial FAS, fetal alcohol effects (FAE), alcohol related neurodevelopment disorder, alcohol-relatedRead MoreFetal Alcohol Syndrome1466 Words   |  6 PagesFetal Alcohol Syndrome â€Å"If women didn’t drink anymore during pregnancy, there would never be another baby born with Fetal Alcohol Syndrome or Fetal Alcohol Effect† (McCuen 33). This is a very powerful statement. It is also a very simple cure for an alarmingly high birth defect that all women have the power to stop. â€Å"Every year more than 40,000 American children are born with defects because their mother drank alcohol while pregnant â€Å" (McCuen 34). That is 1 to 3 per 1,000 live birthsRead MoreThe Effects Of Prenatal Alcohol Exposure On Children1388 Words   |  6 PagesThe Effects of Prenatal Alcohol Exposure On average, one in thirteen pregnant women have admitted to consuming one or more alcoholic beverage in their previous thirty days of pregnancy (â€Å"Fetal Alcohol Spectrum Disorders†). Though one drink may seem miniscule in the scope of an eight to nine month pregnancy, any amount of alcohol exposure can be detrimental to a developing child, leading to life-changing disorders such as fetal alcohol syndrome (FAS). Fetal alcohol syndrome, a severe potential consequenceRead MoreFetal Alcohol Syndrome FAS Essay2732 Words   |  11 PagesCould you ever imagine feeding your infant alcohol through a bottle? This is equivalent to what alcohol does to the fetus in the womb. This results in a tragic disease known as Fetal Alcohol Syndrome. Alcohol can affect a human body in many different ways. Alcohol can be the highlight of a party and make anything exciting, but also can seriously alter human life. It’s quite often that we see on the news another victim dead, or in critic al condition because their signs and symptoms were loud enoughRead MoreMarisa Leathers. Kathleen Mccoy. Development Of The Exceptional1537 Words   |  7 Pages Marisa Leathers Kathleen McCoy Development of the Exceptional Child April 16, 2017 Fetal Alcohol Spectrum Disorders Discovered in 1973, fetal alcohol spectrum disorders were recognized from a specific pattern of cardiac, craniofacial, and limb defects between unrelated infants. The one thing the infants all had in common was that they were all born to alcoholic mothers (Bradshaw). Fetal alcohol spectrum disorder, also referred to as FASD for short, can lead to numerous physical and mental defectsRead MorePrenatal Alcohol Exposure And Ability, Academic Achievement, And School Functioning Essay1238 Words   |  5 PagesIn the study titled Prenatal Alcohol Exposure and Ability, Academic Achievement, and School Functioning in Adolescence: A Longitudinal Follow- Up, there is a study conducted in order to show the correlation of academic problems to prenatal alcohol exposure, in which some of the children in the study had fetal alcohol syndrome and others did not. The main theory is that â€Å"Prenatal exposure to alcohol is associated with fetal alcohol syndrome (FAS) as well as other alcohol- related neurodevelopmental

Franklin Essay - 1455 Words

Can some man arrive at moral perfection in this life, or is it impossible? Benjamin Franklin was an extremely brilliant and talented individual. He constantly sought ways to improve himself. After he read â€Å"The Spectator† he put in a very dedicated effort to imitate their style of writing because he loved how precise the authors wrote out their thoughts. Franklin was also a relatively religious man or at least believed enough to try to be a morally righteous man so that he would avoid his way into hell. Through these beliefs and virtues Franklin created a plan to achieve moral perfection. Although finding the task somewhat more difficult than he first imagined he stayed with his convictions and deduced thirteen virtues to improve upon and†¦show more content†¦Temperance, for example, was by some confin’d to eating and drinking, while by others it was extended to mean the moderating every other pleasure, appetite, inclination or passion, bodily or mental, ev en to our avarice and ambition.† (BF, p67). This was the problem that Franklin came across in his studies on virtues. This problem also eventually lead him to create a list of what he deemed were the most important virtues that man should strive to improve upon in life to reach moral perfection. The list was much shorter and more specific than anything he read in his studies. The list goes as follows: Temperance (eat not to dullness. Drink not to elation), Silence (speak not but what may benefit others or yourself. Avoid trifling conversation), Order (let all your things have their places. Let each part or your business have its time), Resolution (resolve to perform what you ought. Perform without fail what you resolve), Frugality (make no expense but to do good to others or yourself, waste nothing), Industry (lose no time, be always employed in something useful, cut off all unnecessary actions), Sincerity (use no hurtful deceit, think innocently and justly; and, if you speak; speak accordingly), Justice (wrong none, by doing injuries or omitting the benefits that your duty), Moderation (avoid extremes, forbear resenting injuries so much as you think the deserve), Cleanliness (tolerate no uncleanness in body, clothes or habitation), Tranquility (be notShow MoreRelatedThe Benjamin Franklin1357 Words   |  5 PagesBenjamin Franklin In our American history many figures have left their mark, and are remembered still today. Benjamin Franklin was as famous as any president, but yet never elected to public office. He was one of the nation’s revolutionary founding fathers of all time. Benjamin Franklin was a respected hero of America of many talents and accomplishments. First of all, Benjamin Franklin was born at Boston in 1706. He was the tenth sibling in the family. He was the son of a soap and candle maker.Read More Ben Franklin Essay1642 Words   |  7 PagesBen Franklin Benjamin Franklin was one of the most influential people in American history. Franklin was born on January 17, 1706, in a small town in Boston. Benjamin was one of ten children. His father, Josiah was a candle and soap maker, and his mother Abiah Folger was a homemaker. When Benjamin was only twelve years old he signed his identures so that he could apprentice under his brother, working at a printing press. Here he worked for his brother James for over nine years. BenjaminRead MoreThe Autobiography Of Benjamin Franklin1367 Words   |  6 PagesMatthew Matheny HIST 2020 A.P. Tammy Prater 23 November 2014 Benjamin Franklin The Autobiography of Benjamin Franklin is a detailed account of the illustrious experiences of Benjamin Franklin. Though the cultural differences in writing has changed since the 18th century one can learn a lot about one of America’s greatest forefathers through this book. It accounts for Franklin’s life when he was born January 17th, 1706 till the year 1757. Unfortunately, he died in 1790 and was never able to finishRead MoreFranklin And The American Dream Essay1486 Words   |  6 PagesAs many historians who have studied the life of Benjamin Franklin would say, he was the man who invented the American Dream. His unfinished autobiography, written in the late 1700’s, is a perfect insight into the society he was developing in and his passion to benefit his community. His worth ethic and determination led to his many accomplishments that helped shape the New World. Franklin’s involvement in community projects in Philadelphia was very important to him and reflected his idea of the virtuousRead MoreBenjamin Franklin Essay1518 Words   |  7 Pagesï » ¿Susanna Dey 19 November 2011 Benjamin Franklin Say the name Benjamin Franklin and you may picture a chubby man with spectacles holding a kite during a lightening storm. Perhaps you picture him a older man with spectacles propped up on his nose standing in a great room full of distinguished gentlemen signing the Declaration of Independence. Both of these facts about Benjamin Franklins life would be true. However, there was so much more to Mr. Franklin. He was a diplomat, a statesman, a scientistRead More Benjamin Franklin Essay1954 Words   |  8 Pages Benjamin Franklin-Scientist and Inventor Benjamin Franklin has influenced American technology, and indirectly, lifestyles by using his proficiencies and intelligence to conduct numerous experiments, arrive at theories, and produce several inventions. Franklins scientific and analytical mind enabled him to generate many long lasting achievements which contributed to the development and refinement of modern technology. Few national heroes, including George Washington and ThomasRead More Benjamin Franklin Essay990 Words   |  4 Pages Benjamin Franklin nbsp;nbsp;nbsp;nbsp;nbsp;Benjamin Franklin was a remarkably talented man. He started his career as a simple printer apprentice, but went far beyond the printers shop. He developed products that were far beyond the time. The Franklin stove for example, for cold winter nights and bifocal lenses for reading. Franklin tracked storm paths to help understand the wicked weather endured by the colonies. His study of electricity made him most famous for he was known around the worldRead MoreEssay on ben franklin635 Words   |  3 Pages Ben Franklin Ben Franklin became famous for being a scientist, an inventor, a statesman, a printer, a philosopher, and a librarian. Today, we honor Ben Franklin as one of the men who founded America and as one of Americas greatest citizens. Benjamin Franklin was born in Boston on January 17, 1706. He was the tenth son of soap maker, Josiah Franklin. Though Ben only had one year of schooling he was educated and loved to read and write. He worked as an apprentice to his brother, James, who wasRead MoreThe Autobiography Of Benjamin Franklin529 Words   |  3 PagesThe Autobiography of Benjamin Franklin by Benjamin Franklin has many things, but maybe more than anything else about Benjamin Franklin it explains about him being a politician, and there is no more reason to look out for an unbiased autobiography from Franklin than from any other politician. This Franklin is a persona, a conscious literary creation bestowed for our contention One of Franklin’s virtues is humbleness, and his humbleness comes out in the form of his book. His narrative is extremelyRead MoreThe Birth Of Benjamin Franklin1014 Words   |  5 PagesIn January of 1706 the future of America was changed forever with the birth of Benjamin Franklin. Born in Boston, Massachusetts Ben was the son of Josiah Franklin and Abiah Folger, Ben was the youngest son of 17 children. Josiah was a soap maker and he wanted Benjamin to enter the clergy. Ben went to South Grammar School where he excelled, he even skipped a grade. Unfortunately with such a large family, Josiah was unable to afford the education that it took to become a clergyman. Ben only had the

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The Perks of Dynamic Stretching Essay Example

The Perks of Dynamic Stretching Essay How to Prepare Your Muscles for Athletic Performance Dynamic Stretching Dynamic stretching consists of functional based exercises which use sport specific movements to prepare the body for movement. Dynamic flexibility has been used successfully by trainers and coaches to increase flexibility and possibly lower the incidence of injury. The main benefit of using dynamic stretching just before a sporting event or fitness routine is that, because dynamic stretches use motions similar to those that an athlete under takes, they effectively simulate a performance experience. For example, doing kicking stretches before soccer or a similar sport will effectively warm up the limbs and body to anticipate specific challenges. The same applies to upper body motions such as circular arm stretching. Plyometrics Plyometrics or plyos for short, are a type of exercise designed to produce fast and powerful movements. They are generally used by athletes to improve performance in sports, especially those that involve speed, quickness and power. 1. Better Performance For those who enjoy sports like track and field, plyometric exercise can greatly benefit running speed. If running isn’t your game, perhaps you would like to punch harder or throw farther. Plyometric exercise helps you achieve any athletic goal. 2. Developing Muscle Power Plyometric exercise gives your legs and muscles an intense exercise which guarantees an increase in muscle potential. 3. Enhancing Your Ability to Burn Calories An increased muscular endurance and ability to burn calories would come to great use for someone hoping to build a weight loss routine. 4. Increasing Your Muscular Endurance We will write a custom essay sample on The Perks of Dynamic Stretching specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Perks of Dynamic Stretching specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Perks of Dynamic Stretching specifically for you FOR ONLY $16.38 $13.9/page Hire Writer If you are an athlete and you have a big competition coming up, plyometric exercising will help intensify your energy and increase your stamina just in time for the main event. Since plyometric exercising builds up an explosive amount of intense energy, it could be just the thing for an athlete to have in their training routine. 5. No Extreme Exercising Equipment is Needed Exercise equipment can be expensive, and plyometric exercising doesn’t require any. Anything that is needed could be easily found lying around the house. 6. Easily Calibrated to Suit Anyone’s Needs Plyometric exercising can be as simple as jumping on a trampoline several times a day or even using your old jump rope from back in the day. For someone looking for a little more intense workout, perhaps jumping back and forth from a lower platform to a higher platform would suit their needs. There are many ways to increase the intensity of the exercise by simply increasing the distance or height of each jump. Plyometric exercising is simply utilizing the muscular energy that it takes to jump to your own exercising advantage. Static Stretching Static stretches have been used traditionally by athletes and pretty much everyone who works out and exercises. Whenever people think of warming up before a run, or some other physical activity, they think of stretching. The idea is reinforced by movies and other public media. Studies have shown that performing static stretches before exercise may not be as good for you as originally thought, however. The claim is that this type of stretch can weaken the muscle and make it more prone to injury during the ensuing activity. The muscle has a weaker response and generates less force; this effect can last up to 30 minutes. Despite the negatives just mentioned, there are benefits to this type of stretch. The major benefit is a concentrated focus on increasing flexibility and range of motion in the joints. This can also be achieved with dynamic stretching, but not to the same degree and potential. As far as flexibility goes, dynamic stretching is like a utility knife, whereas static stretching is a surgical blade: the static stretches are just more specialized for increasing flexibility. So the question is ‘when do you perform static stretching? The best times are just after your workout, when youre all warmed up and ready to relax, or any time when youre not going to exercise. I encourage you to incorporate this type of stretch into your routine. Flexible and limber muscles are less prone to injury and improve athletic performance. If you play a competitive and intense sport like football or basketball, this is especially true. Many times while playing these sports, I have had people push, bump, step on, and contort my body in several places and to a degree that if my muscles and tendons were not conditioned to be that flexible, I would have been more injured for sure.

Human Body Essays - Circulatory System, Medicine, Health, Angiology

Human Body Essays - Circulatory System, Medicine, Health, Angiology Human Body In the Beginning Within a month of conception, the cluster of cells that will, in the course of time, become a human being begins throbbing, signaling the development of a primitive heart. Scarcely four weeks more pass before an intricate network of veins and arteries the size of a pea forms and subdivides into a tiny replica of the four chambers that will one day make up the adult heart. As the fetus grows, so does its vitally important circulatory system. Although most of the functions of the heart remain dependent upon the mother throughout the entire pregnancy, in the latter stages the organ becomes strong enough to beat on its own. Even so, until birth the baby is cared for and nourished through the mother's placenta. An umbilical cord provides a supply line that furnishes food and oxygen for the baby, and also removes waste. When at last the birthing moment arrives, the baby emerges a separate individual; almost as soon as its first cries are sounded, its pulmonary and circulatory systems undergo a change that renders them self-sufficient. How it Works Technically speaking, the circulatory system is a masterpiece of organic activity. Composed of a network of 60,000 miles of blood vessels and a pintsized, powerhouse pump known as the heart, it services more than 2,000 gallons of blood per day, feeding and replenishing other organs and making life possible. In an adult, the heart is normally an 11 - ounce, fistsized organ that literally pushes blood through arteries, veins and capillaries. It does this by means of muscular contractions sparked by electrical impulses from the heart's pacemaker (sinoatrial node). All of the cells within each of the chambers magically work on cue. First, the right side sends blood to the lungs. There carbon dioxide is removed and oxygen is added, turning the blood a bright red color. Then the blood is pumped to the left side of the heart and sent via the aorta to the rest of the body. To survive, each of the body's approximately 1 billion cells must be nourished. This is the job of the blood, with the heart and vessels acting as facilitators. After depositing the necessary nutrients with each of the cells, the blood returns to the heart, carrying with it waste products it has picked up along the way. These are eliminated through a filtering process in the lungs and kidneys. By now the supply of oxygen within the blood is nearly exhausted, and it is time to restock its supplies and begin the journey again. Incredibly, the whole process has taken just 20 seconds. During the course of an average life, the heart pumps tens of millions of gallons of blood. It is estimated that the amount would easily fill a 24-foot-wide cylinder to a height greater than the Empire State Building. Perhaps more impressively, the circulatory system has the computer-like ability to direct greater and lesser amounts of blood to various areas of the body according to their immediate needs. This explains why athletes often forego eating just prior to a match. During the process of digestion, the gastric organs require more blood to complete their work. As if that weren't enough, the heart is also wired through the nervous system to respond to a large variety of physical and emotional stimuli. Witness the quickening of the heart at the touch of a loved one. What Can Go Wrong Most circulatory problems are caused by a blockage in an artery, which is known as atherosclerosis or hardening of the arteries. No one knows for sure why this happens, but the prevailing theory states that something causes the protective inner lining of an artery wall to be injured. Once impaired, the collagen in the lining is exposed. That, in turn, attracts platelets and toxic substances from the bloodstream, which enter the artery wall. Eventually, the process leads to a buildup of debris, narrowing of the artery and finally, blockage. Interestingly enough, although the heart has a continual flow of blood streaming in and out of its chambers, it is unable to take the nourishment it needs from this source. Rather, it must rely on its own miniature circulatory system, which branches off from the aorta or main channel. Here tiny but extremely important vessels called coronary arteries provide the means to feed the heart. Like other arteries, they are also subject to blockage. And herein lies a potential and fairly common tragedy, because when coronary arteries cease to function as they should, the heart is deprived of

ACT Essay Format and Templates You Can Use

ACT Essay Format and Templates You Can Use SAT / ACT Prep Online Guides and Tips Most of the ACT is entirely multiple choice. All you have to worry about when answering the questions is that you’re filling in the correct answer bubble! But then there’s that (optional) Writing section, which requires you to give your answer in words. How are you supposed to write a persuasive essay in 40 minutes? What format should your essay have? Is there an ACT essay template that can guarantee you a high score? We'll answer these questions in this article. feature image credit: homework ritual by woodleywonderworks, used under CC BY 2.0/Cropped from original. What Does Your ACT Essay Need? 5 Key Elements In order to do well on ACT Writing, your essay will need to have the following five elements (not necessarily in this order): 1. An Introduction The first thing the grader will see is your opening paragraph, so you should make a good impression. Don't just jump right into the meat of your essay - introduce your perspective (your thesis statement) and how it relates to the other perspectives given by the essay prompt. You don't necessarily have to start out by writing your introduction (you can always leave a few lines blank at the top of your essay and come back to it after you've written your example paragraphs), but you MUST include it. 2. Your Thesis Statement (should be in your introduction) You must take a perspective on the issue presented in the prompt paragraph and state it clearly. I advise using one of the three perspectives the ACT gives you as your position/perspective; you can come up with your own perspective, but then you have more work to do in the essay (which is not ideal with a time constraint). Your thesis statement (the statement of your perspective) should go in the introduction of your essay. 3. A Discussion of All Three Perspectives In your essay, you must discuss all three perspectives the ACT gives you. Make sure to discuss pros as well as cons for the perspectives you don’t agree with to show you understand the complexities of the issue. 4. Examples or Reasoning to Support Each Point To support your arguments for and against each perspective, you need to draw on reasoning or specific examples. This reasoning should be in the same paragraph as the arguments. For instance, if your argument is about how globalization leads to greater efficiency, you should include your support for this argument in the same paragraph. And it's not enough to just say â€Å"Because freedom† or â€Å"Because Stalin† or something like that as your support and leave it at that. You need to actually explain how your reasoning or examples support your point. 5. Clear Organization Avoid discussing multiple points in one paragraph. Instead, our recommended strategy is to discuss one perspective per paragraph. This organization will not only make it easier for you to stay on track, but will also make it easier for your essay's scorers to follow your reasoning (always a good thing). Ketty by Elena Gurzhiy, used under CC BY 2.0/Cropped from original. Pro tip: To gain motivation to make your essay easier to follow, imagine your essay graders with sad puppy eyes. ACT Essay Outline The 5-paragraph structure might seem boring, but it is a good way to keep your points organized when writing an essay. For the ACT essay, you'll need an introduction, three body paragraphs (one paragraph for each perspective), and a conclusion. You should state your thesis in your introduction and conclusion (using different words in your conclusion so that you're not repeating yourself exactly). So how do you write in this five paragraph structure on the ACT? I'll show you how to put the plan into action with an essay template that can be used for any ACT essay question. First, here's the prompt I'll be using: Public Health and Individual Freedom Most people want to be healthy, and most people want as much freedom as possible to do the things they want. Unfortunately, these two desires sometimes conflict. For example, smoking is prohibited from most public places, which restricts the freedom of some individuals for the sake of the health of others. Likewise, car emissions are regulated in many areas in order to reduce pollution and its health risks to others, which in turn restricts some people’s freedom to drive the vehicles they want. In a society that values both health and freedom, how do we best balance the two? How should we think about conflicts between public health and individual freedom? Read and carefully consider these perspectives. Each suggests a particular way of thinking about the conflict between public health and individual freedom. Perspective One Perspective Two Perspective Three Our society should strive to achieve the greatest good for the greatest number of people. When the freedom of the individual interferes with that principle, freedom must be restricted. Nothing in society is more valuable than freedom. Perhaps physical health is sometimes improved by restricting freedom, but the cost to the health of our free society is far too great to justify it. The right to avoid health risks is a freedom, too. When we allow individual behavior to endanger others, we’ve damaged both freedom and health. Write a unified, coherent essay in which you evaluate multiple perspectives on the conflict between public health and individual freedom. In your essay, be sure to: analyze and evaluate the perspectives given state and develop your own perspective on the issue explain the relationship between your perspective and those given Your perspective may be in full agreement with any of the others, in partial agreement, or wholly different. Whatever the case, support your ideas with logical reasoning and detailed, persuasive examples. Next, I'll break down the ACT essay into its individual parts (introduction, body paragraphs, and conclusion) and give examples for what each should look like. Because I'm writing in response to a specific prompt, some of the information may not translate exactly from essay to essay; instead, focus on the structure of the paragraphs. I've bolded key structural words and phrases for you to focus on. Introduction (2-3 sentences) Begin your introduction with a general statement about the topic that draws the reader in; should provide some context for what you’ll be discussing in the essay. Can be omitted if you’re short on time (1-2 sentences). As society progresses into the 21st century, there are some pundits who create a false two-sided fight between individual liberty and complete dependence on the government. Next comes your thesis statement that includes a clear position on the issue. For highest score, you should also mention the other perspectives in contrast to the position you’ve chosen (1 sentence). While individual freedom is essential to society, I believe that the freedom to avoid health risks supersedes freedom of the individual when individual behavior endangers others. Sample ACT essay introduction: As society progresses into the 21st century, there are some pundits who create a false two-sided fight between individual liberty and complete dependence on the government. While individual freedom is essential to society, I believe that the freedom to avoid health risks supersedes freedom of the individual when individual behavior endangers others. Body paragraph 1 (Opposing perspective) (5-7 sentences) Open with a transition to one of the other two perspectives (1 sentence). Perspective Two espouses the view that â€Å"[t]hose who give up freedom in order to gain security deserve neither.† Provide an example of how this perspective is somewhat true and explain why (2-3 sentences). This perspective is true to some extent. For instance, in the Civil Rights movement, schools were integrated at the cost of both the mental well-being of racists, who had to deal with the blow to their world view, and the physical and emotional well-being of those being integrated, who had to deal with the abuse flung upon them by said racists. The freedom to attend any public school was deemed more important to society than the temporary mental, emotional, and in some cases physical health risks caused by that freedom. Provide an example of how this perspective is mostly false when compared to the perspective you agree with and explain why (2-3 sentences). I do not believe, however, the Perspective Two is always a useful way to think about the world, particularly when life and death is at stake. During the Civil Rights movement, parents who were afraid their children might incur physical or even fatal harm from being forced to integrate still had the freedom to homeschool; the same goes for parents who were racist and did not wish their children to interact with children of â€Å"lesser† races. While the government pushed the issue of freedom of all people to attend all public schools, it could not make it mandatory for every child to attend a public school (rather than being homeschooled, or attending private or church school) and risk physical injury or worse. Sample Body Paragraph (Opposing Perspective): Perspective Two espouses the view that â€Å"[t]hose who give up freedom in order to gain security deserve neither.† This perspective is true to some extent. For instance, in the Civil Rights movement, schools were integrated at the cost of both the mental well-being of racists, who had to deal with the blow to their world view, and the physical and emotional well-being of those being integrated, who had to deal with the abuse flung upon them by said racists. The freedom to attend any public school was deemed more important to society than the temporary mental, emotional, and in some cases physical health risks caused by that freedom. I do not believe, however, that Perspective Two is always a useful way to think about the world, particularly when life and death is at stake. During the Civil Rights movement, parents who were afraid their children might incur physical or even fatal harm from being forced to integrate still had the freedom to homeschool; the same goes for parent s who were racist and did not wish their children to interact with children of â€Å"lesser† races. While the government pushed the issue of freedom of all people to attend all public schools, it could not make it mandatory for every child to attend a public school (rather than being homeschooled, or attending private or church school) and risk physical injury or worse. Body paragraph 2 (Opposing perspective) (5-7 sentences) Same as above, except with the other perspective you disagree with/don't entirely agree with. Make sure to use transition words so that the change of topic (from the previous perspective) isn't abrupt or unexpected. The Spanish Inquisition, Torture Chamber, Loket Castle, Czech Republic. by Jim Linwood, used under CC BY 2.0/Cropped and resized from original. To make your example of the Spanish Inquisition less unexpected, make sure to use transitions. Body paragraph 3 (Your perspective) (5-7 sentences) Acknowledge the value of the other two perspectives, but affirm that your perspective is the truest one (1-2 sentences). As can be seen from the examples above, sometimes the greater good means individual freedom is more important than personal health. For the most part, however, allowing individual behavior to harm others damages both freedom and health. Provide one final example of why this perspective is true (3-5 sentences). Some parents worry that vaccines contain toxic chemicals and so have fought for the right to not vaccinate their children against once deadly diseases like measles. By being allowed this freedom, however, these parents are not only putting their children at risk of catching these virulent diseases, but are risking the life of anyone with a compromised immune system who comes into contact with a non-vaccinated child. The results of the anti-vaccination movement can be seen in cases like the recent measles outbreak at Disneyland and the mumps outbreak at a New York City daycare company; both of these outbreaks unfortunately led to fatalities. When the health risks caused by personal freedom reach life-and-death stakes, it is necessary to restrict individual freedom in favor of freedom to avoid preventable health risks. Sample Body Paragraph (Your Perspective): As can be seen from the examples above, sometimes the greater good means individual freedom is more important than personal health. For the most part, however, allowing individual behavior to harm others damages both freedom and health. Some parents worry that vaccines contain toxic chemicals and so have fought for the right to not vaccinate their children against once deadly diseases like measles. By being allowed this freedom, however, these parents are not only putting their children at risk of catching these virulent diseases, but are risking the life of anyone with a compromised immune system who comes into contact with a non-vaccinated child. The results of the anti-vaccination movement can be seen in cases like the recent measles outbreak at Disneyland and the mumps outbreak at a New York City daycare company; both of these outbreaks unfortunately led to fatalities. When the health risks caused by personal freedom reach life-and-death stakes, it is necessary to restrict indivi dual freedom in favor of freedom to avoid preventable health risks. Conclusion (1-2 sentences) Transition into restating your thesis, using different words (1-2 sentences). Sample ACT Essay conclusion: America was built on the idea that there is a fundamental right to life, liberty, and the pursuit of happiness – in that order. When individual behavior puts others’ lives at risk, it must be curtailed. Putting Your Essay Together Here is my final ACT essay template (excluding the second body paragraph): As society progresses into the 21st century, there are some pundits who create a false two-sided fight between individual liberty and complete dependence on the government. While individual freedom is essential to society, I believe that the freedom to avoid health risks supersedes freedom of the individual when individual behavior endangers others. Perspective Two espouses the view that â€Å"[t]hose who give up freedom in order to gain security deserve neither.† This perspective is true to some extent. For instance, in the Civil Rights movement, schools were integrated at the cost of both the mental well-being of racists, who had to deal with the blow to their world view, and the physical and emotional well-being of those being integrated, who had to deal with the abuse flung upon them by said racists. The freedom to attend any public school was deemed more important to society than the temporary mental, emotional, and in some cases physical health risks caused by that freedom. I do not believe, however, that Perspective Two is always a useful way to think about the world, particularly when life and death is at stake. During the Civil Rights movement, parents who were afraid their children might incur physical or even fatal harm from being forced to integrate still had the freedom to homeschool; the same goes for parent s who were racist and did not wish their children to interact with children of â€Å"lesser† races. While the government pushed the issue of freedom of all people to attend all public schools, it could not make it mandatory for every child to attend a public school (rather than being homeschooled, or attending private or church school) and risk physical injury or worse. [Body paragraph two on the other opposing perspective would go here] As can be seen from the examples above, sometimes the greater good means individual freedom is more important than personal health. For the most part, however, allowing individual behavior to harm others damages both freedom and health. Some parents worry that vaccines contain toxic chemicals and so have fought for the right to not vaccinate their children against once deadly diseases like measles. By being allowed this freedom, however, these parents are not only putting their children at risk of catching these virulent diseases, but are risking the life of anyone with a compromised immune system who comes into contact with a non-vaccinated child. The results of the anti-vaccination movement can be seen in cases like the recent measles outbreak at Disneyland and the mumps outbreak at a New York City daycare company; both of these outbreaks unfortunately led to fatalities. When the health risks caused by personal freedom reach life-and-death stakes, it is necessary to restrict indivi dual freedom in favor of freedom to avoid preventable health risks. America was built on the idea that there is a fundamental right to life, liberty, and the pursuit of happiness – in that order. When individual behavior puts others’ lives at risk, it must be curtailed. Even though there are some minor grammatical issues in this essay, because they don't significantly affect the readability of my essay they don't matter. There are also some factual inaccuracies in this essay (as far as I know, there haven’t been any reports of a mumps outbreak in NYC daycare facilities), but that doesn’t matter for the ACT as long as the facts are persuasive and make sense in the context of the essay. Adding false information about a mumps outbreak added to the persuasive impact of the essay, so I put it in, whereas I couldn’t figure out a way to work dinosaurs into this essay, and so they were not included. Velociraptor by Tomi Lattu, used under CC BY 2.0/Resized from original. Next essay, my velociraptor friend. Next essay. How Do You Write Essays In This Format? Now that you have a structural template for your ACT essay, how and when do you use it? An essay template is most helpful during the planning phase of your essay. Whether you're writing a practice essay or taking the test for real, it's important to take the time to plan out your essay before you start writing. I personally believe 8-10 minutes is a good amount of planning time to start out with, although you may get faster at planning as you practice, leaving more time for writing and revising. It might be tempting to leave out this planning stage so that you have more time to read the prompt or write. Don't fall into this trap! If you don’t take the time to plan, you run the risk of writing a disorganized essay that doesn't really support your argument or omits one of the perspectives. If you’re struggling with decoding the prompts, be sure to read my article on how to attack ACT Writing prompts; it'll help you break down every ACT Writing prompt so that you can extract the information you need to write your essay. In addition to using this essay template when you're planning out your essay, you also need to make sure you practice writing this kind of essay before you take the real ACT Plus Writing. Don't expect to just memorize this outline and be good to go on test day - you'll need to practice putting the template to good use. Practice with as many ACT Writing prompts as you can - our complete guide to ACT Writing prompts will get you started. ACT Essay Format: A Quick Recap Remember, your essay should be in the following format: Introduction (with your thesis) - 2-3 sentences Your point of view on the essay topic (should be the same as one of the three perspectives the ACT gives you). Body paragraph 1 (Opposing perspective) - 5-7 sentences Reason why it's true (with reasoning or examples for support) Reason why it's not as true as your perspective (with reasoning or examples for support) Body paragraph 2 (Other opposing perspective) - 5-7 sentences Reason why it's true (with reasoning or examples for support) Reason why it's not as true as your perspective (with reasoning or examples for support) Body paragraph 3 (Your perspective) - 5-7 sentences One last reason why your perspective is true (with reasoning or examples for support). Conclusion (with your thesis restated) - 1-2 sentences What’s Next? Want to learn more about how to write a top-scoring ACT essay? Watch as I construct an ACT essay, step-by-step. Looking to put the icing on your ACT essay cake? Check out our top 15 ACT Writing tips and strategies. Wondering how much you have to write to do well on ACT Writing? Read this article on essay length and your ACT Writing score. Want to improve your ACT score by 4 points? Check out our best-in-class online ACT prep program. We guarantee your money back if you don't improve your ACT score by 4 points or more. Our program is entirely online, and it customizes what you study to your strengths and weaknesses. If you liked this ACT Writing lesson, you'll love our program.Along with more detailed lessons, you'll get your ACT essays hand-graded by a master instructor who will give you customized feedback on how you can improve. We'll also give you a step-by-step program to follow so you'll never be confused about what to study next. Check out our 5-day free trial:

'How effective is the legal and regulatory environment for Small and Essay

'How effective is the legal and regulatory environment for Small and Medium Sized Businesses in Saudi Arabia and what needs to be done to improve the environment for their growth' - Essay Example This paper suggests that much headway has been made in Saudi Arabia in terms of providing regulatory systems which aid the funding of SMEs which is highlighted as the greatest challenge these firms face. It is argued that other areas such as regulatory burden and legislating against corruption can be focused on and improved in order to enhance the developmental environment for SMEs. Small and medium sized enterprises (smes) are extremely important for any economy, often being the source of innovation as well as providing a high percentage of employment both directly and indirectly. As firms they are defined as small if they have between 10 and 50 employees and have total assets and total annual sales of $100,000 to $3,000,000. By contrast medium sized enterprises are those with 50- 300 employees and have total assets and total annual sales of between $3,000,000 and $15,000,000.1 In developed economies SMEs account for over 90% of employment and therefore represent a vital part of the economy which much be appropriately supported both in terms of their inception and ongoing growth and development. The benefits of supporting this sector are numerous and include creating a flexible economy, enhancing competition and being a major driver in poverty reduction. This paper looks at the policies and legislation that support the growth of such firms and asks whether the legislation being developed in Saudi Arabia is appropriate and will be effective in developing this crucial area for an economy that has for many years relied heavily on large firms linked to one industry, oil. To develop an environment conducive to the support of SME development a number of areas have to be targeted including finance availability, property rights, and stability and accessibility of the legal framework to small firms with limited resources. This paper will examine the relevance of these areas after providing an

Raped and Pregnant Essay Example | Topics and Well Written Essays - 1000 words

Raped and Pregnant - Essay Example The story that was shared by my friend made me realized that being raped is something you feel as self-degrading, since the person who was raped feels like her right for being respected was taken away. One of my friends told me a story about a girl she knew who was once having a normal life, but then she became a victim. She was raped. This girl just graduated from law school. She had a perfect job, as well as a perfect family, who supports her all the way. She is also a Christian who regularly attends mass. She is a person who has a good foundation with what she believes in. Since she was raised by her parents with Christian faith and practices, she planned to wait until she gets married to do things that only married couples do. This girl has been very successful and even has high hopes for her future which includes having a family of her own. While she was doing a great job on her career, she decided to be a volunteer for a pro-life program at her place. She listens to different s tories with relation to Women’s Policy. She often hears stories from women who got abused and raped. However, she insisted and made a stand on her own that abortion as an answer from any violence should not be considered as an option. With her stand, she met new friends and few enemies. While having a vacation for a few months on her cousin’s place. ... One thing she noticed though, every time she drinks the mixture, she often loses her focus and just got tired all the time. However, she trusted the guy so she never questioned him. According to my friend, the girl eventually became close with the guy, and that is the time that her beliefs were tested. There were times when she allowed the guy to stay at her apartment. This was when she realized that there is something wrong every time she fell asleep. She woke up the next morning having a bad feeling. The doctor did confirm to her that she was drugged for months by her boyfriend. On the other hand, the doctor also explained that she was pregnant. Now, she realized that she was raped. The doctor informed her that she does not need to keep the baby and promoted abortion as an option. When the girl knew that she was pregnant, she went directly to her family and informed what happened. Some of her friends and colleagues who attend mass regularly with her advised that she needs to have a n abortion because she does not want the child in the first place. When she seeks for an advise from her parents, her parents just assured her that no matter what her decisions may be, they will be there to support her. Hence, giving her the confusion and total freedom to make the decision of aborting the baby or having the baby. Abortion was an easy answer for many people since she was raped. After hearing advices, she could not believe what other people were saying because those people are the ones who consider themselves as pro-life. While the girl is suffering and got physically sick because of body changes due to being pregnant, she decided to continue the pregnancy. She could not imagine herself killing her own child. She accepted the fact that she will be a

The Importance of Service Learning :: Service Learning Teaching Education

When a woman approached Benjamin Franklin following the concluding session of the Constitutional Convention in Philadelphia in the fall of 1787 and asked what sort of government the delegates had come up with, Franklin famously replied: "A republic, madam, if you can keep it." The relevance of that notable statement transcended centuries and applied itself not only to national politics. The People’s participation in maintaining an agreeable government depends on a collective activism regarding both state and local civic affairs. Arizonans must become more active in the multiple facets of public service. In a state that has experienced tremendous population growth over the past couple decades, these migrants have found themselves disconnected from their new communities. In addition, there is a demand to increase the rate of volunteering, as more communities struggle with the current recession and state budget cuts. There is also a need to boost voter participation; citizens of a diverse state such as Arizona should take advantage of available political forums to contribute their varied opinions and solutions – or else legislation passed won’t reflect the true wishes of the people. One way to ensure a civically engaged population is to nurture and promote amongst youth and teenagers the value of participating in one’s community, with the hope that involvement will continue into adulthood. Most school districts in Arizona do not require students to volunteer as a graduation requirement. Those that do, necessitate a number of hours to be completed and logged individually; for example, Deer Valley Unified School District in Maricopa County requires eight hours of volunteering during a student’s senior year. Of course any opportunity for one to help society should be applauded – however, this particular process negates cooperative long-term attachment to a beneficial project and does not incorporate knowledge learned in class, or apply meaning in a real-life context. The implementation of Service-learning programs into public school curriculum would uphold useful skills associated with community involvement and citizenship, as well as address problems in real settings rather than do repetitious tasks in seclusion. Service-learning is defined as a â€Å"course-based, credit-bearing educational experience in which students (a) participate in an organized service activity that meets identified community needs and (b) reflect on the service activity in such a way as to gain further understanding of course content, a broader appreciation of the discipline, and an enhanced sense of civic responsibility† (Bringle & Hatcher, 1995).

Accounting Practice †Pa1 Essay

Question 1: a. 2 b. 2 c. 1 d. 2 e. 1 f. 2 g. 3 h. 3 i. 1 j. 2 k. 1 l. 3 m. 2 n. 2 o. 3 p. 4 q. 3 r. 1 s. 1 t. 2 u. 3 v. 4 w. 4 x. 1 y. 2 See more: The stages of consumer buying decision process essay Question 2 a. Potential tax issues related to the payment Erin received in August: 1) For Erin: âž ¢ Based on the information provided, Erin’s employment with CCC was terminated in July 2009 and Erin was informed on July 31, 2009. Thus  the payment Erin received in August is considered as pay in lieu of termination notice. Therefore, it is taxable income and should be reported as employment income in her tax return. But it seems that the amount of $9500 she received is net of tax amount (her total before tax salary for two moths is $12,000). She should contact CCC to get a T4 slip so that she will not be double taxed on $9500. 2) For CCC: âž ¢ Since the payment is related to pay in lieu of termination notice, the correct way that CCC should have done was to deduct income tax, CPP, EI and provided a T4 to Erin. And CCC should pay EHT on that payment too. But Worldwide actually paid the termination pay, CCC failed the responsibility of withholding the income tax, CPP and EI and paying EHT for that payment. No deductible expenses should be charged on CCC’s book. 3) For Worldwide: âž ¢ It seems that Worldwide withheld $2500 from Erin’s termination pay (total before tax salary $12000-net paid amount $9500), which might be charged under income tax payable and others deductions per USA tax act. From Worldwide’s perspective, the payment is deductible expenses. But in fact, since Erin is the employee of CCC, the payroll should be paid through CCC instead of Worldwide. In other word, income tax should be paid to Canada instead of USA. Erin mentioned that the payment was meant to be non taxable since it was somehow related to RRSP, which can not be applied to pay in lieu of termination notice. If the severance pay or retiring allowance were paid to Erin, the portion of payments may be transferred to an RRSP under certain conditions and the amount transferred to RRSP is tax free. But in this case, Erin has done maximum contribution on her RRSP. Beside, if Erin worked for CCC more than 5 years and CCC’s payroll is at least 2.5 million, or severed the employment of 50 or more employees in six months period, CCC is also responsible to pay severance pay to Erin, which is taxable and should be added to salary income. But CCC does not have to pay EHT for severance payment. b. Memoranda Date: xxxx, 2010 To: EHS audit manager From: Ryan O’ Leary, EHS Kitchener office Subject: New issues for audit plan at CCC Dear xxx, Contacted by a colleague from our Vancouver office, I am surprisingly aware of that several CCC’s employees have been terminated and termination payments have been paid from CCC’s parent company, Worldwide Connections Inc, which is a US company. The employees have been told that their termination was due to cash flow problems of CCC. Based on the above information and the fact that we didn’t notice any unusual things during our review of 20Ãâ€"9 T4s for CCC, I would like to draw your attention to how the information received might affect the audit plan and other concerns related to ethical issues. a) First of all, the control risk should be planned higher based on the following facts: âž ¢ CCC should be the one who pays the termination fee and issue T4s to terminated employees but they failed to do so. Instead, their USA parent company paid. It might because the management has no knowledge of this, which they supposed to have or because they intended to do so. Therefore, the integrity of the management seems to be a problem. âž ¢ Cash flow problems: several employees have been terminated due to cash flow problems and their USA parent company helped CCC to pay the  termination payment. It seems that it is the truth that CCC does have problems of cash flow. Beside these factors, examining the following financial ratios would help us to detect the cash flow concerns: i. Quick ratio: (current assets-inventory)/current liabilities: it gives a more rigorous assessment of CCC’s ability to pay its current liabilities. If a quick ratio is greater than 1.0, then CCC has sufficient cash to meet their short-term liabilities. But low or decreasing quick ratio would be a good sign of cash flow concern. ii. OCF ratio: cash flow from operation / current liabilities, this ratio would measure how well current liabilities are covered by the cash flow generated from CCC’s operations. If the ratio is less than 1, it is an indication of cash flow concern and the smaller the ratio is, the bigger the concern. iii. Short-term debt coverage ratio: operating cash flow/ short-term debt, this ratio would measure how well the short-term debts are covered by the operating cash flow. iv. The capital expenditure coverage ratio: operating cash flow/capital expenditure, this ratio compares a company’s outlays for its property, plant and equipment to operating cash flow. A positive difference between operating cash flow and capital expenditures defines free cash flow. Therefore, the smaller this ratio is, the less cash assets CCC has to work with. v. OCF/Sales ratio: this ratio, which is expressed as a percentage, compares a company’s operating cash flow to its net sales or revenues, which tells CCC’s ability to turn sales into cash. The greater the amount of operating cash flow, the better. There is no standard guideline for the operating cash flow/sales ratio, but obviously, the ability to generate consistent and/or improving percentage comparisons are positive qualities. It would be a concern to see CCC’s sales grow without a parallel growth in operating cash flow. Positive and negative changes in CCC’s terms of sale and/or the collection experience of its accounts receivable will show up in this indicator. b) The audit risk needs to be planned to a lower level based on the higher control risk. Therefore, the detection risk has to be lower to reach the acceptable level of audit risk, which means more samples and substantive procedures need to be performed especially on payroll cycle and balances and transactions related to cash flow. c) Potential ethical issues that might affect our audit plan: âž ¢ Integrity of CCC’s management: like I mentioned previously, it is reasonable doubt for CCC’s management’s integrity due to the fact that they failed to collect income tax and other deductions for the employees worked in Canada and had their USA parent company paid. The management either intended to do so to try to hide the cash flow problem or lack the knowledge of knowing their responsibility of collecting income tax and pay EHT when they make termination payment. Besides, when the time we did review of T4s, we were not told by the management the termination and payment from USA Company. Therefore, I would like to recommend to interview with the management first to understand what their intention was and interact with the higher level of management if necessary. If no correction can be agreed upon or no cooperation from the company, then involve CRA and audit committee. âž ¢ Due care /competence of our audit team: based on the fact that several employees have been terminated and nothing has been found unusual during our T4s review, it seems that due professional care and competence of our audit team is also questionable. I would like to recommend that not only use more experienced auditors, but also remind the team that perform the job with due dare to avoid unnecessary undetected misstatements. I look forward to discuss the details with you! Sincerely, Ryan Question 3 a. A Memo to Albert Desrosiers: Memoranda Date: Feb 18, 2007 To: Albert Desrosiers, Audit Manager, Morrison and Associates From: Wei Liu, CGA, Audit Manager, Morrison and Associates Subject: Assessment for financial position and audit at Prime Restaurant Suppliers Ltd (Prime) Dear Albert, Upon your request, I have analyzed Prime’s financial ratios and the balance sheet and reviewed the audit work done by Paul. I would like to discuss the following issues with you: i. After analyzed and evaluated Prime’s financial ratios and the balance sheet, the following are the problem areas that could impact the nature of the audit work required thus need our special attention: âž ¢ Inventory: it has increased significantly over the past two years, 27% in 20Ãâ€"6 and 35% in 20Ãâ€"5. And inventory turnover has dropped 0.6 from 3 in 20Ãâ€"5 to 2.4 in 20Ãâ€"6. It is an indication of either excessive inventories or ineffective buying or misstatements of valuation in inventory. Substantive procedures would be required to make sure the assertions of existence, valuation, ownership are fairly presented. Performing test counts of inventory should be done more cautiously. âž ¢ Accounts receivable: It increased 8.7% in 20Ãâ€"6 and 43% in 20Ãâ€"5. And receivables turnover has dropped 0.4 in 20Ãâ€"6 and dropped 0.6  comparing to industry average. Meanwhile, the average collection period has increased 16.8 days, which increased 21%. However, sales only increased 1.3% in 20Ãâ€"6. All of these indicated that the collection of accounts receivable is questionable and Prime’s credit policies might not be efficient or the allowance for bad debt is not adequate. Therefore, more positive confirmation of accounts receivable might be necessary to ensure the existence and valuation; review allowance for doubtful accounts to make sure whether it is adequate; review aged AR report; review credit and collection policies; perform cut-off procedures and so on. âž ¢ Sales: Even though sales have increased in 20Ãâ€"6 by 1.3% and 16% in 20Ãâ€"5, but net income dropped significantly by 47% in 20Ãâ€"6 and 0.3% in 20Ãâ€"5. And gross margin has dropped 4.5% in 20Ãâ€"6 and 8.9% lower than industry average. Net margin has dropped by 2% in 20Ãâ€"6. When interest expenses are lower than prior’s years due to lower bank loans and mortgage and term loans and other operating expenses has no signs of increase, the reason for higher sales but much lower net income (before tax) are focused to costs of goods sold. Again, we need to take extreme cautions to make sure that existences, valuation, ownership of inventory are fairly presented. On the other hand, more procedures need to be done to make sure the revenue recognition is reasonable. âž ¢ Cash flow/accounts payable-inventory: it has no balance recorded on the balance sheet for cash. Even though Prime’s current ratio is 1.19, but quick ratio is only 0.65. Even worse is that accounts receivable is not dependable due to potential collection problem or overstatement. Accounts payable-inventory has increased 37% in 20Ãâ€"6, plus other current liabilities, Prime is facing a serious cash flow problem. The significant increase in Accounts payable-inventory pointed out again the problem of inventory, either excessive inventory has been obtained or ineffective buying has been happening. Substantive procedures should be performed cautiously on accounts payable-inventory to make sure its valuation, existence. Positive bank confirmation should be obtained. âž ¢ Income tax payable/future income tax liabilities: income tax payable has decreased 81% in 20Ãâ€"6 but future income tax liabilities increased 4.7%. In total, it decreased 40% while net income decreased 47%. Examining the computation is necessary to make sure fair presentation of these two figures. ii. With respect to Paul’s recommendation regarding the audit report, I have the following different opinions: âž ¢ I don’t agree that Paul restricted subsequent evidence accumulation to Prime’s accounts receivable and inventory. From part I analysis of financial ratio and the balance sheet, we know that Prime has a high control risk in accounts receivable and inventory, therefore, we can not restrict subsequent evidence accumulation. Controversially, sufficient evidences need to be collected to allow the audit risk lower to an acceptable level. âž ¢ Paul concluded from what he could observe that internal control were present and appeared to be operating as intended. This is not correct. First of all, internal control has to be tested whether we rely on it or not. Secondly, Prime only did review engagement for prior years and never be audited. And an audited financial statement is needed for Prime’s loan approval process thus the management has the motive to manipulate the statements to get the loan. Plus concerns showed from their financial ratios and balance sheet, including high increased inventory, AR, AP, cash flow problems, all of these facts indicates that we are facing a client with high control risk and inherent risk. Internal controls have to be tested. âž ¢ Paul concluded that changing of LIFO accounting from FIFO has no big impact on income statement and balance sheet due to consistent inventory cost over the year. That is wrong. The inventory was increased significantly over two years, which means the cost of inventory in 20Ãâ€"5 could be very different comparing to 20Ãâ€"6. More importantly, if LIFO is allowed used in 20Ãâ€"6, a retroactive procedure need to be done for previous year’s financial statements. âž ¢ Paul instructed the other assistant to ensure that goods shipped in the last few days of the year were recorded in sales. The shipped goods to customers is not the only criteria that we can recognize the sales. We need to make sure other criteria also presented, such as the amount can be measured and collection is reasonable assured or an allowance of bad and doubtful accounts is properly set up. âž ¢ 10 confirmations for AR have been sent out. I am not quite sure what this number are based on. But if it is just a random number, no sample size and materiality was put into consideration, it is not appropriate number. âž ¢ Paul believed that testing was sufficient for him to issue unqualified audit opinion. Based on all above mentioned disagreement, this conclusion is certainly too early to make. More substantive procedures need to be done. Evidences collected so far is not enough to make conclusion. iii. Other issues: âž ¢ Without permission from Mrs.Ruenstein, who is the owner of GoodFood Manufacturing, Paul showed Marvin a copy of GoodFood’s financial statements and advised him about Mrs.Ruenstein’s plan to retire. This is violation of confidentiality policy. I think we should advise Paul and inform GoodFood as soon as possible and explains the situation. Even though it might benefit the both parties, we still need to prepare for GoodFood’s complain/lawsuit. I look forward to hear from you and discuss more in details. Sincerely, Wei Liu b. Prime should consider the acquisition of GoodFood mainly based on the following facts: âž ¢ They are in the same industry but focus on  different customers. By acquiring GoodFood, Prime can expand its business into larger restaurant market. âž ¢ Prime’s strong sales team has been successful in generating leads to attract new customers. Therefore, it meets Mrs.Ruenstein’s desire to invest additional effort to build up sales levels. âž ¢ GoodFood has plenty of excess capacity that can compensate Prime’s shortage of cash flow and other capacity. The concerns about financing the purchase: Prime might have difficulty to obtain a long term loan to finance its purchase based on its current financial position. Even though Prime has increased sales in 20Ãâ€"5 and 20Ãâ€"6, but net income has dropped 47% in 20Ãâ€"6. It has large and increased current liabilities but has no reliable cash flow to depend on. Inventory is excessive, and AR’s average collection period is dropped. Return on total equity has dropped to 6.7% from 13.6% due to big drops in net income. All financial information is negative and can not support its financing request. However, if Prime can conquer the storage constraints and change back to FIFO accounting, it might be a big difference. Its cost of goods sold would dropped and net income would be increased! Question 4: A Letter to Board of Directors: Wei Liu, CGA Xxx Audit and consulting Firm Board of Directors, Townsville Recreation Centre (TRC) Date: December xxx, 2009 Dear Board members, It is my great pleasure to be in the position of providing my opinions regarding the creation of TRC and upcoming transfer of the recreational  facilities from the municipality to TRC. The following you will find the discussions related to that and other issues requested by you, including the proposal for the social media site. âž ¢ Creation of TRC and transfer of the recreational facilities from the municipality: o As what we all understand, the purpose of creating another independent legal entity, TRC, is to getting better information for decision making; to offer a wider range of lessons and activities on a cost-effective basis. It is agreed that Townsville would transfer not only all existing properties of the recreational centre operations and any related debt, but also all employees of the recreational centre. Therefore, from the financial perspective, TRC will record all transferred properties at fair value, record all related debt for remaining balance per bank’s confirmation, including unpaid accrued interests. A deferred capital contribution would be used to reflect the funding from Townsville. As for all employees being assured that they would still be eligible for pensions as well as health and insurance coverage, the board need to make sure the details of the pension plans need to be discussed and prepared to accommodate old employees and new employees and make sure the pension policies and procedures as well as health and insurance coverage policies and procedures are in place. It is better off for TRC to consider only offering the defined contribution pension plans to employees instead of defined benefit plans since the first one is less cost and less burden on TRC. The cost to cover the pension plans and coverage should also be planned and budgeted. âž ¢ Accounting policies, format of the financial statements, and information necessary for decision making: o After transfer, TRC would be an independent non-for-profit legal entity. Therefore, all accounting policies need to be compliance with GAAP-general accepted accounting principles from CICA Handbook. PSA (Public sector accounting) Handbook will not be appropriate any more. TRC should determine and disclose which method is used for revenue recognition, either deferred method or the restricted fund method. The restricted fund method would be more suitable in  TRC’s situation since TRC receives subsidies for low-income individuals as restricted funding. Separate reporting on this restricted funding would be benefit for users, including Townsville to better understand the statements. And other significant accounting policies, such as accounting for capital assets and donated materials and services, use of estimates etc should be determined and disclosed. o As for the format of financial statements, according to the GAAP, normally it include: Statement of financial position; statement of operations; statement of changes in net assets; statement of cash flows. o Information necessary for decision making: the board should obtain information not only from financial perspective, such as summary on TRC’s financial position, implication of current economic, government’s budget plan; but also non financial performance reports, such as whether TRC would be actually offering more lessons and activities on a cost effective basis. âž ¢ Requirements of the information technology system: o Although it is costly to invest a new information system, but without it, it is much harder to produce useful and more reliable information to assist management operations effectively and efficiently. The new information system should not only record basic accounting information, but also produce information, like costs and revenues preparation between budgeted amount and actual amount; required funding reports; data for performance measurement etc. Also the board should ensure that policies and procedures for data integrity and security, IT supports, training for skilled personnel are all in place. âž ¢ Implications of the change in employment: o As part of transferring agreement, all current employees of the recreational centre will become employees of the TRC and they will be still eligible for pensions and health and insurance coverage. Therefore, all income tax, CPP and EI have been contributed will be considered as contributed under TRC. For those employees who are nearly retiring, they can  chose move their pension plan to TRC or leave it. And they can start to withdraw once their age reached to the defined age in the pension plan. âž ¢ Independent contractors and employees: o From the tax’s point of view, making a distinction between independent contractors and employees is very important since for independent contractors, they are responsible for reporting business income for their tax return. TRC has no responsibility to withhold income tax, CPP and EI for them and do not have to provide same benefits to contractors as employees have. TRC also do not pay EHT for amount paid to independent contractors but need to pay EHT for remuneration paid to employees. o The factors to consider for distinctions between independent contractors and employees: ââ€" ª Controls: Generally, in an employer-employee relationship, the employer controls, directly or indirectly, the way the work is to be done and the work methods used. But the contractors controls if he/she has the right to hire or fire, and decide where, when and how the work will be done. ââ€" ª Ownership of tools: if it is employer-employee relationship, the employer generally supplies the equipment and tools required by the employee; also employer covers the cost of repairs, insurance etc for using of tools. ââ€" ª Chance of profit/risk of loss: the employees are entitled to his or her full salary or wages regardless of the financial health of the business, the employer alone assumes the risk of loss. But for contractors, all risks are his/hers. ââ€" ª Integration or organization test: the tasks performed by employees form an integral part of the business but tasks performed by the independent contractor merely being accessory to the business. âž ¢ Revenues: TRC’s revenues include subsidies provided by the Townsville, membership fees, registration fees and rental fees. To maximum the revenues, I would like to recommend: o Subsidies from the Townsville: to be eligible to get the funding, TRC will have to provide complete listings of names, income levels, and subsidies provided. This information has previously been tracked through  Townsville’s accounting system. Therefore, TRC could use the same system and maintain the same reporting to ensure maximum subsidies funding. o For memberships are provided free of charge to families below a specific income level, the membership fees are actually covered by subsidies funding, revenue should be recognized even through the funding not yet received and fund receivable from Townsville could be set up. o Registration fees: under the municipality’s management, often the lesson was run at a loss due to under enrollment or a higher than anticipated number of subsidized registrants. Therefore, the board should enforce the management in TRC to implement a better budget system to budget the registration fees and number of enrolment. The board and the management should work on strategies of getting more people to sign the lessons and activities. Meanwhile, TRC should consider setting up a policy that maintains the right of cancellation of lessons/activities in the case of enrollment not covering the cost. o Rental fees: rental of the facilities is scheduled only around the times that the facilities are open to members and the general public, thus the rental income is limited due to time restraints. The board should consider a plan to expand available time for rental and fully use the facilities to maximum the rental income. âž ¢ Performance measures: o I understood that TRC would evaluate employees’ performance partly based on measures that are reflective of the mission statement objectives. Therefore, the board should be provided with performance reports that can help you to define the mission statement objectives have been met. The list below should be considered for performance measures: ââ€" ª The number of lessons/activities offered ââ€" ª The type of lessons/activities offered ââ€" ª The number of attendants for each type of lessons/activities ââ€" ª newly developed lessons/activities offered ââ€" ª Attendants for new lessons/activities ââ€" ª Number of individuals received subsidies ââ€" ª Type of lessons/activities offered to low-income families ââ€" ª Cost and revenue for each type of lessons/activities. âž ¢ Internal controls for Cash: o It seems that the internal controls for cash were not quite adequate due to the fact of theft of cash. To ensure this not continually happening in TRC, the board should make sure better internal control polices and procedures for cash management are in place, such as: segregation of duties for collecting and recording and bank reconciliations; more frequent cash deposit; proper authorizations, etc; the board should also make sure the implementation of the controls will be happening. âž ¢ Auditor for TRC: o According to Canadian auditing standard, we can not accept audit engagement if we provide non-assurance services, such as accounting and bookkeeping services; valuation services; internal audit service; financial information systems design or implementation services. Based on the fact that we are now providing the consulting services not relating to those, we will be able to provide audit service to you. As for the fees schedule, we need to follow a standard fee schedule. âž ¢ Proposal of the social media site: o The social media site provides many benefits for TRC to expand. While building up the site is necessary, many things need to be taken into consideration, especially when it is related to confidentiality and safety of information. It is not appropriate to publish the lists of all people being subsidized because it might violate the confidentiality policy; also to be able to keep the information collected safe, including client’s credit card number, the site has to be maintained under certain security to ensure data security. Besides, the board need to make sure whether there are skilled or enough personnel to maintain the site. More importantly, the board need to evaluate the overall costs to make sure that TRC does have the capacity to run this media site in a cost effective manner. If you need more clarification, please feel free to contact me. I would be happy to discuss more details with you. Sincerely, The end of assignment 8